Collector Vehicle Auto Classifications Below you will find the auto classifications used in the Collector Vehicle program: Antique Vehicle - An automobile manufactured 25 or more years prior to the current year. Classic Vehicle - An automobile manufactured between 20 and 24 years prior to the current year. Collectible Vehicle - An automobile manufactured between 15 and 19 years prior to the current year. Exotic Vehicle - A vehicle manufactured in the most recent 14 years and which because of its specific make, model year of manufacture and exceptional physical condition, is considered to be increasing in value rather than depreciating in value. Street Rod - A vehicle originally manufactured prior to 1949 which has been mechanically and/or cosmetically altered (alterations to the chassis, drive train, body and interior) from its original power and structural configurations, but retains its original identity. Custom vehicle - A vehicle originally manufactured between 1949 and present which has been mechanically and/or cosmetically altered (alterations to the chassis, drive train, body and interior) from its original power and structural configurations, but retains its original identity. Replica vehicle - Cars built from purchased packages are eligible, when assembled by an experienced/professional manufacturer or dealer. They are rated in the Exotic category based on the year assembled. Copyright © 2001-16 by the Atlas Insurance Group. All rights reserved. The copyright for this document is owned by the Atlas Insurance Group. Legal Disclaimers, Terms and Conditions Internet Privacy Policy